No monumental shifts in South Central states

12 Election 2007

More than one in three private companies experience theft

N1 Commercial premiums continue to fall

All lines drop except coastal property in third quarter

N1 One in four report financial and personal information stolen

26% of Americans report being victims of theft

N2 Democratic Congress OK for industry

Industry says Blue View not a bad thing for insurance issues

MARKET FEATURES

N6 SPECIAL REPORT: Surplus lines

Not your father’s wholesaler – today retailers have a choice

N9 The globalization of corporate responsibility

D&O claims and demand are going global

N10 SPECIAL REPORT: Surplus lines

The locomotive that drives the insurance train

N16 Truckers seek to slow big-rigs

Association proposes max speed limits

N18 One in five truck drivers report falling asleep at wheel

Fatigue is a safety concern for many truckers

48 Understanding D&O risks for nonprofits

Leaders’ duties are similar to those of for profit entities

52 Always problematic, Texas coastal insurance market hardens

IIAT survey shows market is tighter, more expensive

IDEA EXCHANGE

N20 Improving agency valuation

Agency efficiency and staffing strategies make the difference

N24 Carrier Watch

Commercial lines prices up; carriers reap benefits

N26 Growing Your Property Casualty Agency

Attract high-end sales with personal insurance shoppers

N28 Where are all the young guns?

Be a part of the search for quality professionals

54 Coverage hinges on burden of proof in ‘slab’ case

Ambiguities arise from damage caused by Hurricanes Katrina and Rita

58 Power shift in the political landscape

Change highlights importance of involvement in the political process

DEPARTMENTS

10 It Figures

10 Declarations

14 People

46 Business Moves