8 Pa. court rebuffs Republicans on

liability award law

Law will not be reinstated as they hoped

8 Bad buying habits in N.H.

Audit blasts state insurance purchasing and risk management

10 Oh, deer it’s that season

One insurer is bucking trend of deer collisions

10 New York lowers its crime rate

Safety in the Big Apple and other major cities

10 GEICO ad cancelled in Conn.

AG Blumenthal rates Charo ad misleading

N1 Terrorism insurance market hits

federal radar

GAO, Treasury reports say totally private

market solution unlikely

N4 House passes surplus lines reform

legislation

Industry looks to Senate for next step

N4 Congress hearing investigates insurer investments

Regulators, trades spar over regulation

N6 SEC sues RenRe officers re: alleged scam

Finite reinsurance under watch again

N30 Agents take aim at Zurich settlement

Trades oppose proposed compensation,

disclosure provisions

51 Flood policy sales rising

N.H. among leaders in new sales

52 The Commissioners: New Hampshire’s Roger Sevigny

Exclusive interview: Part of the job is

retaining jobs

MARKET FEATURES

N10 Spotlight: Restaurants and Bars

Why do restaurants need EPLI coverage?

N12 Spotlight: Restaurants and Bars

Google may be an underwriter’s best tool

N16 States go global for ideas to improve road safety

Dots and cables save lives, states say

N18 SPECIAL REPORT: Errors and Omissions

The future of agents’ E&O

Exclusive survey on costs, availability and more

N22 SPECIAL REPORT:Errors and Omissions

Getting to know your agency’s E&O policy

N24 Closer Look: Trucks and Fleets

Benchmarks and best practices improve safety

N32 Private passenger, business use or commercial auto?

Knowing when and why to move clients

IDEA EXCHANGE

N28 Minding Your Business

Top 10 goals for agents to make ASAP

58 Smash the myths: How to attract

college grads

Insurance is more appealing than thought

DEPARTMENTS

6 Editor’s Note

46 People

48 Business Moves

54 New Markets

58 Closing Quote