October 2, 2017

Market Detail: Integrated Underwriters (www. offers multiple A rated integrated workers`compensation programs leveraging an online platform. Each program delivers workers’ compensation insurance, payroll processing, risk reduction programs and employer extended services and coverages. Target class codes include: carpentry, concrete, drywall, electrical, excavation, framing, HVAC, janitorial, landscaptin, masonry, manufacturing, painting, paving, plastering, plumbing, roofing, sheet metal, steel erection, stone & tile, solar, welding, and more. Program appetite includes: tough or high hazard class codes, multi-state exposure or adverse underwriting criteria; accounts that have X-mods between 1.30 and 3.0 or higher; accounts being non-renewed or cancelled by the “standard market” due to losses or exposure; accounts that wish to get out of a state work comp fund, a state “assign risk pool” or “insurer of last resort;” any account that is headed to a state insurance fund, “assign risk pool” or “insurer of last resort;” lapse in coverages or accounts with no prior coverage; any account you are having difficulty placing. Indicate and submit policies online. Registered IUW agents will have access to the online IUW rating engine, giving agents the ability to produce a pricing indication before deciding to upload a submission.

Available limits: Minimum $50,000, maximum $5 million

Carrier: Various, admitted and nonadmitted available

States: All states except N.D., Ohio, Wash., Wyo., and W.,Va.

Contact: Curtis Prince at 567-233-2667 or email:

Market Detail: Roush Insurance Services Inc. ( offers coverage for contractors, consultants that includes pollution, site-specific, UST/AST, professional, commercial auto, and excess.

Available limits: As needed

Carrier: Unable to disclose, nonadmitted

States: Ill., Ind., and Ohio

Contact: Gail Pierce at 317-776-6880, ext. 18

Market Detail: Jimcor’s ( professional liability specialists can handle any D&O and E&O risks. D&O protects the officers and directors of a corporation against claims for damages made against them allegedly caused by their negligent acts, errors or omissions while acting in their corporate capacities. Coverage available for public, private and Nonprofit companies. Features include: defense outside the limits available; high limits and excess layers available; in-house binding authority; low minimum premium; multiple “A” rated or better carriers; quick turn-around.

Available limits: As needed

Carrier: Unable to disclose

States: Conn., Dela., Fla., Mass., Md., N.H., N.J., N.Y., Ohio, Pa., R.I., and W. Va.

Contact: Customer service at 201-573-8200

Market Detail: Fox Point Programs ( has an in-house MPL program and has access to multiple A.M. Best “A” rated (or better) markets to assist any organization that provides a professional service to others for a fee. There is also a Miscellaneous Professional Liability Plus program designed for small businesses generating less than $1 million in revenues annually. A single policy provides 14 separate coverages including: professional liability, general liability, directors & officers liability, crime & dishonesty, cyber liability, employment practices liability, media personal liability, licensing & disciplinary proceedings coverage, HIPAA/HITECH fines & penalties coverage, defendants expense coverage, deposition fees & expense coverage, damaged to property of others coverage, and key employee loss expense coverage. Over 4,000 business classes are eligible for the Miscellaneous Professional Liability Plus program

Available limits: As needed

Carrier: Unable to disclose, admitted and nonadmitted available

States: All states

Contact: Sharon Beal at 800-499-7242 or email: