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HO6- Condominium Program
Market Detail: National Risk Solutions is now offering an exclusive and brand new HO6 condominium program with an A.M. Best “A” rated carrier. The program specializes in writing coastal risks. Exclusive to NRS appointed agents, this product includes: a minimum premium starting at $250 ($500 in FL); wind, flood, and earthquake (some restrictions apply); $10,000 loss of use included; premium credits available; occupancies (primary, secondary, seasonal, rental); coastal risks; frame and masonry eligible; $100,000 liability limits included and $300,000 or $500,000 available; corporate names; Replacement cost (additions & alterations and contents)..
Available limits: Minimum $10,000, maximum $500,000.
Carrier: Aspen Specialty.
States: Ala., Ga., Fla., N.J. N.Y., Pa., and Texas.
Contact: Morgan Domingue at 866-417-4855, ext. 401 or e-mail: mdomingue@NRSinsurance.com.
LED Teeth Whitening Insurance
Market Detail: Insuretec can cover LED teeth whitening services along with all the other services a salon or spa may offer including tanning, esthetics, massage and cosmetology.
Available limits: Minimum $300,000, maximum $3 million.
Carrier: USF, Victoria.
States: All states except Alaska and N.Y.
Contact: Customer Service at 800-606-0621 or e-mail info@insuretecinc.com.
Commercial Transportation
Market Detail: Southern Insurance Underwriters provides coverage through its commercial transportation department.
Available limits: As needed.
Carrier: Unable to disclose.
States: Ala., Ga. Fla., N.C., S.C., and Tenn.
Contact: Paul Wilson at 678-498-4621 or e-mail: pwilson@siuins.com.
Accident & Sickness
Market Detail: Crump Insurance underwrites proprietary insurance products for highly compensated corporate, entertainment, and sports risks through its Hanleigh division. High limit disability, personal accident, special risk contingency, and other niche products. Coverage can be placed on an individual basis or to insure a corporate employment contract. Includes: executives, athletes, entertainers, and high limit, rapid coverage on an interim basis for those involved in corporate transactions.
Available limits: As needed.
Carrier: Unable to disclose.
States: All states.
Contact: Jackie Day at 877-247-9772 or e-mail: jackie.day@crumpins.com.
Ship Repair
Market Detail: Continental Risk Insurance Services offers coverage for marine businesses, including: repair and/or installation of electronics, fiberglass, canvas/sails/upholstery; repair-engines; detailing/cleaning, includes businesses that dive to do this work; carpentry/woodworking; painting coverages combined; shiprepairers and general liability optional include: bailee coverage – covers liability for goods of others while ashore in insured’s care, custody, and control; protection and indemnity when operating customers’ boats for testing or repair; tools and equipment; and transit.
Available limits: Minimum $500,000, maximum $25 million.
Carrier: Unable to disclose, admitted and non-admitted available.
States: Alaska, Ariz., Calif., Colo., Fla., Idaho, N.C., Nev., N.Y., Ore., Utah, and Wash.
Contact: Jeana Ramos at 866-699-2747 or e-mail: jeana@continentalriskins.com.
Behavioral Healthcare/Social Services
Market Detail: Negley Associates is underwriting manager for A+XV rated carrier. Coverages include professional and general liability, directors & officers (including EPLI), excess liability, and property for alcohol/drug rehabilitation centers, mental health facilities, group homes, sheltered workshops, and related organizations. Nagley is also an underwriting manager for the mental health risk retention group.
Available limits: Maximum $5 million.
Carrier: Unable to disclose, admitted and non-admitted available.
States: All states.
Contact: Mary Sheehan at 973-830-8500 or e-mail: msheehan@jjnegley.com.