Best Read Underwriting Headlines

Headlines from our Underwriting Topic Page with the most time spent reading.

#1 An Origin Story: The History of the Professional Liability Underwriting Society

May 3 2024 // The Professional Liability Underwriting Society (PLUS), as it exists today, does not have a written narrative or any acknowledgment on its website about how the organization was created, the timeline, the individuals...

#2 World Insurance Purchases Exchange Underwriters From Pennsylvania Bank

Dec 4 2023 // Insurance broker World Insurance Associates has purchased the personal and commercial insurance agency Exchange Underwriters, Inc. from CB Financial Services, Inc., the holding company for Pennsylvania-based Community...

#3 US P/C Industry Turns in $32.2B Underwriting Loss After 9 Months

Dec 8 2023 // U.S. property/casualty underwriting results deteriorated during the first nine months of 2023 to a loss of $32.2 billion.The result, highlighted in short financial review from AM Best, is $7.6 billion worse than the same...

#4 CVC Completes Deal to Take Majority Investment in Dale Underwriting Partners

Dec 18 2023 // Dale Underwriting Partners, the trading name for Dale Managing Agency’s Lloyd’s Syndicate 1729, announced that CVC has completed its investment in Dale.The completion of the transaction follows approval from...

#5 Underwriters’ Dilemma: Is AI a Cyber or Tech E&O Risk?

Mar 19 2024 // When it comes to artificial intelligence, more questions than answers keep underwriters from venturing into the space and lead to a lack of clarity, according to panelists at The Professional Liability Underwriting...

#6 Soft Commercial Market Ahead: Prepare for Underwriter ‘Herd Behavior’

Oct 29 2024 // Executive Summary: During the period 2013 through 2018, the U.S. did not become less litigious nor did Atlantic sea surface temperatures get less warm. Yet rates for U.S. excess liability and Atlantic hurricane both...

#7 Lloyd’s Reports Banner Year in 2023 but ‘Disciplined Underwriting’ Must Be Maintained

Mar 11 2024 // Lloyd’s strong 2023 results reaffirm the primacy of underwriting, “but it’s one year and therefore not a reason for complacency,” said Patrick Tiernan, chief of markets, in a market message to...

#8 Personal Auto Driving P/C Insurers to 2024 Underwriting Profit

Jul 23 2024 // S&P Global Market Intelligence is forecasting a combined ratio of 99.2 for the U.S. P/C insurance industry overall in 2024, signifying a return to underwriting profitability for the first time since 2021.According to...

#9 How to Outperform: Don’t Outsource Underwriting to MGAs

Jul 26 2024 // Executives of two property/casualty insurance organizations—Kinsale Insurance and the U.S. P/C operations of Arch Capital—shared their recipes for success with an analyst who crowned their companies as performance...

#10 To Manage the Cycle Effectively, Focus on Underwriters’ Behavior

Nov 14 2024 // Executive summary: When actual prices line up with technical prices, insurers expect underwriting profits to emerge. But what if underwriters find ways to adjust technical prices downwards? In the second part of a two-part...

#11 US P/C Industry Underwriting Loss Reaches 10-Year High: AM Best

Mar 7 2024 // Industry rating agency AM Best said the U.S. property/casualty industry’s underwriting loss for 2023 reached a 10-year high of $38 billion, attributable to severe weather-related losses, stubborn inflation, and...

#12 Personal Auto Driving P/C Insurers to 2024 Underwriting Profit

Aug 19 2024 // S&P Global Market Intelligence is forecasting a combined ratio of 99.2 for the U.S. P/C insurance industry overall in 2024, signifying a return to underwriting profitability for the first time since 2021.According to...

#13 Geopolitical Risks: Why Underwriters Are Watching Aggregations

May 2 2024 // Executive Summary: With instances of violent unrest rising across the globe in recent years, property all-risk insurance programs bore significant losses. One reason is that sublimits for strikes, riots and civil commotion...

#14 7 in 10 Actuaries and Underwriters Worry About Being Replaced by AI

Sep 20 2024 // With the vast majority (91 percent) of insurance companies already investing in AI or planning to in the next five years, it’s not surprising that nearly 7 in 10 actuaries and underwriters are worried about being...

#15 Tech Update: Hiscox London Mkt, Google Collaborate to Boost Underwriting With AI

Dec 12 2023 // Hiscox, the specialist global insurer, has collaborated with Google Cloud to create the first AI-enhanced lead underwriting model in the London market insurance industry.The collaboration combines Hiscox London...

#16 AM Best: Migration to Cat-Prone States Fuels Record HO Underwriting Losses in 2023

Jul 29 2024 // The U.S. homeowners insurance segment suffered a $15.2 billion underwriting loss in 2023, more than double the loss seen in the previous year and the line’s worst underwriting results since at least 2000, according...

#17 State Farm Sets Another Record With $14B Underwriting Loss in 2023

Mar 1 2024 // A year after recording the largest underwriting loss in the company’s 100-year history, State Farm eclipsed it in 2023.The underwriting loss figure climbed to $14 billion for 2023, with a nearly $5 billion...

#18 Analysis: Underwriting Loss Estimates Highlight Ongoing Challenges for US P/C Industry

Jun 14 2024 // The U.S. property/casualty market sustained an estimated $21.1 billion in underwriting losses in 2023, highlighting the challenges the industry faces as a result of natural catastrophes and inflation.According to joint...

#19 Chubb CEO Greenberg: Some Financial Lines Underwriting Practices ‘Simply Dumb’

Apr 25 2024 // According to Chubb CEO Evan G. Greenberg, the insurance industry’s underwriting practices for a number of financial lines are “simply dumb.”In a call with analysts to discuss Chubb’s earnings for...

#20 US P/C Insurers Post Best Q1 Underwriting Result In 17 Years

Jun 27 2024 // Even though direct loss ratios for commercial auto and other liability lines rose in first-quarter 2024, across all lines U.S. property/casualty insurers posted a net combined ratio of 94—the best since first-quarter...