Latest Trends Headlines

All the headlines from our Trends Topic Page, ordered by recency.

CIAB: All Commercial Lines See Lower Q3 Premium Increases Except Umbrella

Nov 22 2024 // Respondents of a recent survey reported lower premium increases for all lines of business except umbrella during the third quarter.According to The Council of Insurance Agents & Brokers (CIAB) quarterly survey,...

Connecticut Approves 6% Workers’ Compensation Rate Decrease for 2025

Nov 21 2024 // The trend of decreasing rates in Connecticut workers’ compensation insurance will continue as the state’s insurance regulator has approved an industry proposed 6% rate decrease beginning January 1, 2025.The...

Allianz Offers 5 Loss Trends to Watch on the Liability Front

Nov 21 2024 // As the costs of nuclear and thermonuclear verdicts explode in the U.S., organizations are examining ways to predict, prevent and avoid the liabilities that light the fuse on multi-million-dollar court cases.Areas critical...

Florida OIR Approves 1% Average Workers’ Compensation Rate Decrease

Nov 19 2024 // Florida employers will soon see the smallest decrease in workers’ compensation rates in years โ€“ just a 1% reduction from current overall rates in the voluntary market.The Florida Office of Insurance Regulation...

Agency Growth in 2025: Stay Focused on Prospecting, Cross-Selling & Employee Benefits

Nov 18 2024 // Predictions of a softer insurance pricing market are on the horizon. Perhaps not in early 2025, but there’s no question the market is stabilizing from the high prices the sector has seen in recent years. Relying on...

10 Sales & Marketing Tips to Help Agencies Grow

Nov 18 2024 // Get Out of the Office. Attend events where you can mingle and meet people. Be a Guest. Reach out to local organizations that may be looking for guest speakers for luncheons and meetings. Demonstrate your expertise in front...

The Data Behind Rising Homeowners Premiums: By Peril and By State

Nov 18 2024 // The U.S. home insurance industry has experienced an upward trend in all-peril loss costs over the past seven years, according to a new report released by LexisNexis Risk Solutions. The ninth annual LexisNexis U.S. Home...

2025 Underwriting Trends for Worship Facilities

Nov 18 2024 // As insurers look to 2025, several trends are emerging that affect premium and deductible costs — leading to lengthy conversations between insurance agents and brokers and their customers.For worship facilities, some...

Global CO2 Emissions to Hit Record High in 2024, Report Says

Nov 13 2024 // Global carbon dioxide emissions, including those from burning fossil fuels, are set to hit a record high this year, pulling the world further off course from averting more destructive climate extremes, scientists said on...

Renewable Energy Offers a Cost and Opportunity to Insurance Sector

Nov 7 2024 // Policyholders in the renewable energy insurance market are paying between 20%-40% more for cover today than a year ago as insurers seek to recover the cost of “devastating claims” in regions hit by natural...

2024 Will Be World’s Hottest Year on Record, EU Scientists Say

Nov 7 2024 // This year is “virtually certain” to eclipse 2023 as the world’s warmest since records began, the European Union’s Copernicus Climate Change Service (C3S) said on Thursday.The data was released ahead...

Zurich’s Exposure to Hurricanes Helene, Milton Below $360M as Catastrophe Losses Rise

Nov 7 2024 // Zurich Insurance Group said on Thursday that its exposure to Hurricanes Helene and Milton, which recently wreaked havoc in the United States, would be less than $360 million, as insurers face increasing losses from natural...

Ivans Index Shows Commercial Lines Renewal Rates Down in October From August

Nov 6 2024 // All major commercial lines premium renewal rates were lower in October than in August, according to the latest monthly Ivans Index.Premium renewal rate change by line of business for October 2024 highlights include:...

London Protesters Demand Water Companies Clean Up Sewage-Tainted Rivers

Nov 5 2024 // Holding signs with slogans including “stop the plop” and “species not feces,” thousands of people marched in London on Sunday to demand a cleanup of Britain’s sewage-clogged...

Severity of Ransomware Attacks Rose 68% in First Half of 2024, Report Shows

Nov 4 2024 // Ransomware claims severity spiked by 68% to an average loss of $353,000, according to a new report by a cyber insurance provider.Coalition published its 2024 Cyber Claims Report: Mid-Year Update, which details emerging...

Don’t Risk the Agency – E&O Tips on Trials and Trends

Nov 4 2024 // When it comes to agency errors and omissions liability there’s nothing more important than playing it safe. One proven way is ensuring that everything is documented properly. But because there is always the threat of...

States Lead the Way on Better Insurance Markets

Nov 4 2024 // Most homeowning Americans consider their home their most valuable asset. This means that the changes happening in the property insurance market โ€“ which safeguards this asset โ€“ are critically impacting Americans and...

Viral Work Trends Insurance Agencies Will See More in 2025

Nov 4 2024 // Doesn’t it seem like every week there’s a new article, hashtag, or viral video about workplace trends? It can be confusing to keep them all straight.Here are the trends that seem to generate the most interest...

Claims From Hurricane Milton Continue to Rise in Florida

Nov 4 2024 // Two weeks after Hurricane Milton made landfall near Sarasota, Florida, as a Category 3 storm, claims and loss totals continue to rise. As of Oct. 21, the Florida Office of Insurance Regulation said carriers reported more...

Agency E&O Claims Trends to Watch

Nov 4 2024 // Special relationships, fiduciary duties, the hard market and disasters, are areas of exposure that agencies need to watch over when it comes to agency E&O, the experts say. Here’s why.Special Relationships One...