Latest Pricing Trends Headlines

All the headlines from our Pricing Trends Topic Page, ordered by recency.

25 Straight Quarters of Premium Increases for Commercial Lines: CIAB Survey

Mar 4 2024 // Overall commercial property/casualty premiums increased slightly for all account sizes to 7% on average in the fourth quarter 2023, continuing a trend that has now last more than 6 years.According to The Council of...

Casualty Reinsurance Renewals See Modest Price Hikes Despite Social Inflation: AM Best

Mar 4 2024 // Reinsurers in general maintained adequate capacity for casualty programs, despite concerns about social inflation and some recent reserve strengthening actions, according to a report from AM Best.For reinsurers, a...

Continued Growth for Surplus Lines in 2023 as Premiums Up 14.6%

Mar 4 2024 // The excess and surplus lines market continued to grow in 2023, with premium reaching nearly $73 billion according to data from 15 state surplus lines offices released by the Wholesale & Specialty Insurance Association...

Small Business Market: Rising Costs, Hard Market but Hope for New Opportunities

Mar 4 2024 // There are reasons to be optimistic about the small business insurance market. New businesses are opening their doors every day. Small business start-ups are booming with record-breaking new business applications reported...

Florida Condo Sales, Prices Have Fallen Thanks to Insurance, HOA Costs, Redfin Says

Feb 28 2024 // Condominium sales and prices in Miami, Jacksonville and Tampa and other parts of Florida have dropped over the past year, largely due to the soaring cost of property insurance and association fees, according to Redfin, a...

Castle Key Defends 53.5% Condo Rate Hike, Blames Reinsurance, Ian, Rapid Growth

Feb 22 2024 // When Allstate’s Florida unit, Castle Key Indemnity Co., entered the surging condominium insurance market in 2020, it looked like it had made a smart bet: Within two years, the carrier had added no fewer than 123,000...

P&I Clubs Raise Renewal Prices to Keep Up With Claims Inflation: AM Best

Feb 21 2024 // Protection and Indemnity (P&I) clubs sought further price improvements at the February 2024 renewals in order to keep up with claims inflation, despite a relatively benign year for P&I claims in 2023, according to...

Marsh: US Commercial Lines Rates Up 3% in Q4 2023

Feb 19 2024 // Broker Marsh said the composite rate change at renewal for U.S. commercial lines was up 3% in the fourth quarter 2023, led by an 11% increase in property rates.The Marsh Global Insurance Market Index said it was the 25th...

Allstate Reports $276M in January Cat Losses, Updates Rate Increases

Feb 15 2024 // Allstate Corp. on Thursday reported January pretax catastrophe losses of $276 million.The Northbrook, Illinois-based insurer reached its $150 million threshold to report catastrophe losses following several months of low...

Casualty Reinsurance Renewals See Modest Price Hikes Despite Social Inflation: AM Best

Feb 15 2024 // Reinsurers in general maintained adequate capacity for casualty programs, despite concerns about social inflation and some recent reserve strengthening actions, according to a report from AM Best.For reinsurers, a...

Continued Growth for Surplus Lines in 2023 as Premiums Up 14.6%

Feb 14 2024 // The excess and surplus lines market continued to grow in 2023, with premium reaching nearly $73 billion according to data from 15 state surplus lines office release by the Wholesale & Specialty Insurance Association...

Castle Key’s 54% Condo Rate Hike Gets Hearing, Showing New Pressures in Florida

Feb 13 2024 // The Florida Office of Insurance Regulation next week will hold hearings on two property insurers’ requests for 54% average rate increases, one of which has already affected more than 105,000 condominium unit...

Allstate Reverses Q4 Loss With Benefit of Low Cat Losses, Auto Rate Increases

Feb 8 2024 // Allstate Corp. fourth quarter 2023 net income attributable to common shareholders was about $1.5 billion, reversing a loss of $303 million during the same time the prior year.Allstate CEO Tom Wilson said “improved...

North Carolina Commissioner Rejects Proposed 42% HO Rate Hike, Sets Hearing Date

Feb 7 2024 // North Carolina Insurance Commissioner Mike Causey has rejected an average 42% hike in homeowners insurance rates proposed in January by the state’s rate bureau, setting the stage for a public hearing and...

Marsh: ‘Stable’ Q4 Commercial Rate Increase of 2%

Feb 5 2024 // Broker Marsh said global commercial insurance rates increased by 2% at renewal in the fourth quarter of 2023, marking the 25th straight quarter of rate increases.“At a time of much global economic uncertainty,...

Marsh: US Commercial Lines Rates Up 3% in Q4 2023

Feb 5 2024 // Broker Marsh said the composite rate change at renewal for U.S. commercial lines was up 3% in the fourth quarter 2023, led by an 11% increase in property rates.The Marsh Global Insurance Market Index said it was the 25th...

Hard Market Prices Continue

Feb 5 2024 // While not news to independent agents, commercial lines renewal rates rose again in the fourth quarter of 2023 — another sign that the hard market is here to stay — at least through 2024.According to the Ivans...

What’s to Come in 2024: Hard Market, AI Expansion, More Catastrophes, Network Consolidation

Feb 5 2024 // No one can predict the future, but insurance professionals are likely the best qualified when it comes to predicting risk. For this special report, Insurance Journal asked industry thought leaders their predictions for the...

3 Areas for Agents to Focus Growth Efforts in 2024 As the Hard Market Continues

Feb 5 2024 // We are obviously in one of the most intense hard markets of the last several decades. While much has been said and written about how to navigate the challenges the market is creating for agents, I’d like to take a...

Reinsurance Market Likely to Begin Softening in 2025 as Capacity Rises in 2024: Fitch

Jan 25 2024 // Reinsurers’ underwriting margins are expected to peak in 2024 on the significant price rises and tighter terms and conditions achieved during 2023 and in the January 2024 renewals, which will likely lead to softer...