Latest Pricing Trends Headlines

All the headlines from our Pricing Trends Topic Page, ordered by recency.

TWIA Actuarial Committee Recommends 10% Rate Increase for 2025 Policies

Jul 16 2024 // The Texas Windstorm Insurance Association Actuarial & Underwriting Committee voted on Monday, July 15 to recommend that the TWIA Board of Directors approve a rate filing to increase rates by 10% for 2025 residential...

P/C Premium Growth Likely But Profits Delayed Until 2025: Forecast

Jul 16 2024 // Favorable first-quarter economic and underwriting results for property/casualty insurance are in line with projections that the industry will see a small underwriting loss in 2024 and achieve profitability in 2025,...

Florida Citizens Board Votes to Raise Rates 14% But Costs Are Down

Jul 15 2024 // The board of governors for Florida’s state-created Citizens Property Insurance Corp. voted unanimously in June to raise personal lines rates by an average of 14% statewide – near the maximum allowed under the...

Allstate Seeking 34% Rate Hike on California Homeowners Insurance

Jul 12 2024 // Allstate is seeking an increase in its California homeowners insurance premiums by an average of 34%.According to the California Department of Insurance, the Allstate homeowners filing was received by the Department on...

What Happened to Reinsurance ‘Class of 2023’? Hard Market Defies Age-Old Patterns.

Jul 12 2024 // Catastrophic events, such as major hurricanes and the Sept. 11 terrorist attacks, traditionally have led to hard markets that in turn drove the formation of startup reinsurers to fill capacity needs. Reinsurers launched in...

Insurers Hike Rates as Extreme Storms Like Beryl Proliferate

Jul 12 2024 // Destructive storms like Hurricane Beryl that knocked out power to 3 million homes and businesses in Texas are growing more frequent and intense, and insurers are jacking up rates in response.That could mean big profits for...

Q2 2024 Personal Insurance Rates Up 7.6%: MarketScout

Jul 5 2024 // The average rate increase for U.S. personal lines coverages was about 7.6% in the second quarter, up from about 4.8% for the first three months of the year, according to MarketScout.Dallas-based MarketScout, a division of...

State Farm Seeking Large Rate Increases in Wildfire-Prone California

Jul 3 2024 // State Farm has applied for large rate increases in California, a year after the carrier got rate approvals of 7% and 20%—adding fuel to a burning homeowners crisis in a state that’s seen an increasing number of...

Vertafore Report Highlights Agency Recruitment, Hard Market Challenges

Jun 28 2024 // Independent insurance agencies are struggling to find qualified job candidates, and nearly a third of agents surveyed for a recent Vertafore report said they’re finding that “young people just aren’t that...

As Rates Rise, Majority of Homeowners Say Insurance Industry Is in Crisis: Survey

Jun 28 2024 // Homeowners are cutting back on dining out, travel, groceries and even medication to afford their soaring property insurance premiums. One in 10 are considering relocating to an area with lower premiums.Within the last five...

A.M. Best: Rapid Premium Growth Warrants Greater MGA Oversight

Jun 17 2024 // Though A.M. Best remains bullish on the delegated underwriting authority enterprises (DUAEs) market, it remains cautious of the risk managing general agents (MGAs) bring to insurers.In its latest market segment report, the...

US E&S Growth Slower in 2023; Berkshire, AIG Top Premium Rankings

Jun 13 2024 // An analysis by S&P Global Market Intelligence reveals that the pace of growth in the U.S. excess and surplus lines market has slowed since a peak growth rate of 32.3% recorded in 2021.In 2023, growth remained...

WTW: US Commercial Insurance Price Increases in Q1 ‘Steady’ at 6.3%

Jun 11 2024 // Broker WTW said commercial lines insurance increased overall by an average of 6.3% during the first quarter.Quarterly price increases have been about 6% since the global pandemic, WTW reported in its Commercial Lines...

North Carolina Commissioner Lands on 8% Rate Increase for Dwelling Policies

Jun 10 2024 // North Carolina Insurance Commissioner Mike Causey has settled on an 8% average rate increase for dwelling insurance policies, starting Nov. 1.The North Carolina Rate Bureau, basing its request on data from property...

CIAB: Commercial P/C Premiums Increase 7.7% in Q1 2024

Jun 3 2024 // Overall commercial property/casualty premiums increased slightly for all account sizes to 7.7% on average in the first quarter 2024, according to The Council of Insurance Agents and Brokers’ Q1 Market Survey.With the...

NC Commissioner Rejects Proposed 83% Mobile Home-Fire Rate Increase

May 30 2024 // North Carolina Insurance Commissioner Mike Causey has scheduled a 2025 hearing date after rejecting the NC Rate Bureau’s request for an 83% average rate increase in mobile home fire policies and a 50% increase in...

A.M. Best: Rapid Premium Growth Warrants Greater MGA Oversight

May 24 2024 // Though A.M. Best remains bullish on the delegated underwriting authority enterprises (DUAEs) market, it remains cautious of the risk managing general agents (MGAs) bring to insurers.In its latest market segment report, the...

UK’s Aviva Posts 16% Rise in Q1 General Insurance Premiums

May 23 2024 // Aviva posted a 16% rise in general insurance gross written premiums to 2.7 billion pounds ($3.44 billion) in the first quarter, helped by strong performance in Britain.Life and general insurer Aviva, which has its main...

CIAB: Commercial P/C Premiums Increase 7.7% in Q1 2024

May 20 2024 // Overall commercial property/casualty premiums increased slightly for all account sizes to 7.7% on average in the first quarter 2024.According to The Council of Insurance Agents and Brokers’ Q1 Market Survey, the 7.7%...

Security First Touts 5% Rate Decrease for HO-3, Renters Policies in Florida

May 17 2024 // Citing the stabilizing impact that legislative reforms have had on the Florida market, Security First Insurance Co. executives this week announced two residential property rate reductions of more than 5%.“For the...