Latest Pricing Trends Headlines

All the headlines from our Pricing Trends Topic Page, ordered by recency.

North Carolina Rate Bureau Wants 87% Hike in Mobile Home Rates over 2 Years

Nov 4 2022 // The North Carolina Rate Bureau is requesting an average 87.5% increase in insurance rates for mobile home fire policies over the next two years, and a 53.4% increase in casualty policies.The rate requests may seem large,...

Progressive Easing Up on Rate Hikes; Flo Coming Back to a State Near You

Nov 3 2022 // Progressive’s Flo won’t reappear on TV screens in every state, but the insurer she pitches for is comfortable pursuing business growth, company leaders said yesterday.That means potentially using more...

Swiss Re Posts Q3 Loss on Hit From Hurricane Ian, Signals Price Hikes

Oct 28 2022 // Swiss Re reported a third-quarter loss of $442 million driven by claims tied to the damage from hurricane Ian, and signaled that renewal prices would jump next year.The Zurich-based reinsurer’s key unit saw $2.5...

Global Insurance Rates Continue Rising at Slower Levels; Cyber Outpaces Other Lines

Oct 27 2022 // Global insurance pricing continued to rise, although at a slower pace, during the third quarter, which saw commercial insurance premiums increase an average of 6%, down from 9% in Q2, according to Marsh’s Global...

With Less Reinsurance for Reinsurers, Prices Set to Rise Again for Florida Carriers

Oct 25 2022 // It has been three weeks since Hurricane Ian struck Florida on Sept. 28, 2022. The storm took at least 119 lives and caused estimated insured losses ranging from $31 billion to $74 billion, with most estimates in the $60...

Property Cat Market to Harden More; Possible ‘Significant Supply Imbalance’: MMC’s Doyle

Oct 21 2022 // While the total impact of Hurricane Ian won’t be realized for some time, the effect on an “already stressed property market will be significant,” said John Q. Doyle, group president and COO of Marsh...

Idaho’s Workers’ Comp Rates Decreasing 11.5% for 2023

Oct 18 2022 // The Idaho Department of Insurance accepted a 11.5% reduction in rates, effective January 1, 2023. This follows the National Council on Compensation Insurance submission of its annual rate recommendation to the Idaho...

‘Hardening’ Property Catastrophe Market Enters ‘Hard’ Market Phase: Bank of America

Oct 12 2022 // European reinsurers will miss their earnings targets in 2022 – for the sixth year in a row – which is pressuring the industry to raise rates and continue improving the quality of their portfolios, according to a...

Louisiana Insurance Commissioner Approves Citizens Rate Increase of 63%

Oct 11 2022 // Louisiana Insurance Commissioner Jim Donelon approved a significant rate hike for Louisiana Citizens residential property insurance policies, a move the insurance department blamed on rising costs of reinsurance.Donelon...

Indiana Approves Decrease in Workers’ Comp Rates for 2023

Oct 5 2022 // Indiana Department of Insurance Commissioner Amy L. Beard recently approved a decrease of 10.3% on average for Workers‘ Compensation rates recommended by the Indiana Compensation Rating Bureau (ICRB), effective...

Workers’ Compensation Premiums Increase 10% for First Six Months of 2022

Oct 3 2022 // A comparison of workers’ compensation direct premium written indicated an overall increase of approximately 10.1% for the first six months of 2022 compared to the first six months of 2021. Twenty of the Top 25...

California Workers’ Comp Written Premium up 27% in First Half of 2022

Sep 30 2022 // The Workers’ Compensation Insurance Rating Bureau of California released its Quarterly Experience Report, which reflects an increase in written premium due to economic recovery from the pandemic.The report is an...

Rising Auto Rates Affecting ‘Bundle’ Strategy: J.D. Power

Sep 21 2022 // Bundling home and auto insurance may have hit a roadblock as consumers have started to break up policies largely due to increases in auto insurance premiums, according to J.D. Power.Overall satisfaction and retention rates...

AM Best Viewpoint: The Value of MGAs in a Hardening Market

Sep 20 2022 // The heightened perception of risk stemming from cyber attacks, the climate, pandemics and even inflation are just a few of the volatile factors fueling a demand-side need for more specialized coverage approaches, which...

Auto Loss Costs Not Coming Down; Bigger Rate Hikes Ahead: Allstate CEO

Sep 20 2022 // Higher auto loss costs are here to stay, according to the leader of Allstate, who also said that his company will be pushing up auto insurance prices higher, and at a faster pace, for the balance of the year.Speaking at...

Property Catastrophe Reinsurance Entering a True Hard Market

Sep 13 2022 // Uncertain times are challenging for reinsurers. Claims may jump, and investment losses may dent profitability and possibly capital. However, uncertain times can also be good for reinsurers. Demand for reinsurance...

Price Increases Continue at 6% for U.S. Commercial Insurance in Q2: WTW

Sep 12 2022 // U.S. commercial insurance prices increased again during the second quarter 2022, according to WTW’s latest Commercial Lines Insurance Pricing Survey (CLIPS).The aggregate commercial price change reported by carriers...

South African Premiums to Rise as Insurers Face Growing Flood, Fire Risks: Sanlam

Sep 8 2022 // South Africans could soon be paying as much as 5% more on their premiums as insurers face growing risks both globally and locally.The country is now considered “very risky” due to mounting flood and fire...

Don’t Look Now, But More Reinsurance Price Increases on the Way

Sep 8 2022 // Fresh on the heels of massive reinsurance price increases in June, which helped send some property insurers into insolvency or out of the Florida market, reinsurers are now likely to raise premiums again in the next few...

P/C Underwriting Profitability to Worsen as Inflation, Hard Market Persist

Sep 5 2022 // The 2022 combined ratio for the property/casualty insurance industry is forecast to be 100.7, a worsening of 1.2 points relative to 2021, driven by significant deterioration in the personal auto line.Loss pressures and a...