Latest Pricing Trends Headlines

All the headlines from our Pricing Trends Topic Page, ordered by recency.

Allstate Announces May Catastrophe Losses, Auto Rate Hikes

Jun 15 2023 // Allstate Corp. today released estimated catastrophe losses for the month of May of $885 million or $699 million, after-tax.There were a dozen events in May causing $893 million in catastrophe losses, Allstate said, but...

Property Leads Q1 Commercial Insurance Price Increases: WTW CLIPS

Jun 14 2023 // Commercial property insurance, with double-digit first quarter price increases, led other lines of businesses tracked by WTW’s Commercial Lines Pricing Survey (CLIPS).CLIPS found the aggregate price change for U.S....

Cyber Insurance Premiums Surge by 50% as Ransomware Attacks Increase

Jun 14 2023 // US cyber insurance premiums surged 50% in 2022 as increased ransomware attacks and online commerce drove demand for coverage.Premiums collected from policies written by insurers reached $7.2 billion in 2022 and tripled in...

Canadian Wildfires Shutter Sawmills, Drive Up Lumber Prices

Jun 13 2023 // Canada’s worst-ever spring wildfire season has forced its forestry industry to shutter sawmills, driving up lumber prices and setting production back for months just as housing construction has slowed due to higher...

Fitch: Hardening Commercial Lines Market to Continue Through 2023

Jun 13 2023 // This year will mark the fourth year of a hardening market for commercial lines underwriting cycle, according to the latest US Commercial Lines Market Update released by Fitch Ratings.The Council of Insurance Agents &...

Another Soft Market Is Inevitable

Jun 7 2023 // In recent weeks, executives of brokers and carriers have been delivering mixed messages about conditions in the commercial insurance market.“The long curve, the larger trend, is bending in a positive direction for...

Florida OIR Hearing Set for Citizens’ Latest Rate Increases

Jun 6 2023 // The Florida Office of Insurance Regulation will hold a rate hearing Thursday, June 8, on Citizens Property Insurance Corporation’s proposed 12.5% average increase for homeowners and larger increases for other types...

Auto Claim Severity Up 35% Over Pre-Pandemic Rates: LexisNexis Report

Jun 5 2023 // Claim severity for bodily injury and property damage increased by 35% since 2019, while collision claim severity has jumped 40%, LexisNexis Risk Solutions says in a new report.The data broker’s 2023 U.S. Auto...

Commercial Property Premiums Up Over 20% to Start 2023: CIAB

Jun 5 2023 // Commercial property premiums increased more in the first quarter of 2023 than they have in more than 20 years as the first three months of the year marked the 22nd straight quarter of overall premium increases, at 8.8%,...

Viewpoint: California Needs Regulatory Reform and Quick Rate Review to Halt Personal Lines Meltdown

Jun 2 2023 // The regulation of property/casualty insurance in California has been an epic failure—look no further than the state of the market for personal automobile and homeowners insurance.California Insurance Commissioner Ricardo...

Viewpoint: Could Increasing Ransomware Frequency Bring Back Repeat of Hard Market?

May 25 2023 // Insurance pricing is cyclical. When loss ratios are sustainably higher, over time prices rise in response, creating a hard market. The last hard market in cyber was in 2021 when an onslaught of ransomware and high-profile...

Rising Premiums Tighten Auto Insurance Market as Customers Shop Deals: J.D. Power Study

May 22 2023 // Saving money is the primary focus of consumers searching for auto insurance, according to the J.D. Power 2023 U.S. Insurance Shopping Study. Now in its 17th year, the report highlights the increasing focus on cost as...

MGAs, Delegated Underwriting Authority Enterprises Sparked Double-Digit Growth in 2022 U.S. Premiums: AM Best

May 22 2023 // Direct premium written through the delegated underwriting authority enterprises (DUAE) market in the United States continued its significant growth rate in 2022, increasing by 13.8% to $67.6 billion, according to a new...

Optimizing Agency Relationships: A Data-Driven Approach to Premium Growth

May 22 2023 // The reported demise of the independent insurance agency as a sales and distribution channel has been greatly exaggerated. Over the course of a decade or more of predictions about the growth of the direct-to-consumer...

Commercial Property Premiums Up Over 20% to Start 2023: CIAB

May 18 2023 // Commercial property premiums increased more in the first quarter than they have in more than 20 years as the first three months of the year marked the 22nd straight quarter of overall premium increases, at 8.8%, according...

North Carolina Mobile Home Insurance Rates to Rise 15%, Starting in October

May 18 2023 // North Carolina’s insurance commissioner has negotiated a 15% average statewide increase in rates for mobile home insurance policies, a reduction from the hefty hike that the state’s rate bureau had...

Auto Claim Severity Up 35% over Pre-Pandemic Rates – LexisNexis Report

May 12 2023 // Claim severity for bodily injury and property damage increased by 35% since 2019, while collision claim severity has jumped 40%, LexisNexis Risk Solutions says in a new report.The data broker’s 2023 U.S. Auto...

Q1 Commercial P/C Rates Hold Steady, Up 5%: MarketScout

May 8 2023 // In a “deliberate and modest fashion,” the composite rate for commercial property/casualty lines increased 5% during the first quarter 2023, according to MarketScout.The Dallas-based distribution and...

Overall Market Sees Greater Stability but Rates Still Up: Risk Strategies Report

May 8 2023 // Cybercrime is up, properties are underinsured, and the management liability market is softening.These are a few of the predictions and results revealed in the Risk Strategies 2023 State of the Market report, which examines...

MGAs, DUAEs Sparked Double-Digit Growth in 2022 U.S. Premiums: AM Best

May 3 2023 // Direct premium written through the delegated underwriting authority enterprises (DUAE) market in the United States continued its significant growth rate in 2022, increasing by 13.8 percent to $67.6 billion, according to a...