Latest Pricing Trends Headlines

All the headlines from our Pricing Trends Topic Page, ordered by recency.

Global Non-Life Insurance Rates ‘Plateauing’ but Nat Cat Losses Delay Market Softening

Nov 22 2024 // Global non-life premiums are expected to hit a decade-high growth level of 4.3% in 2024, following the repricing of risk over the past several years in response to elevated claims, according to Swiss Re’s...

CIAB: All Commercial Lines See Lower Q3 Premium Increases Except Umbrella

Nov 22 2024 // Respondents of a recent survey reported lower premium increases for all lines of business except umbrella during the third quarter.According to The Council of Insurance Agents & Brokers (CIAB) quarterly survey,...

Connecticut Approves 6% Workers’ Compensation Rate Decrease for 2025

Nov 21 2024 // The trend of decreasing rates in Connecticut workers’ compensation insurance will continue as the state’s insurance regulator has approved an industry proposed 6% rate decrease beginning January 1, 2025.The...

Florida OIR Approves 1% Average Workers’ Compensation Rate Decrease

Nov 19 2024 // Florida employers will soon see the smallest decrease in workers’ compensation rates in years – just a 1% reduction from current overall rates in the voluntary market.The Florida Office of Insurance Regulation...

Global Reinsurers’ ROE Jumps to 22% in 2023 but Market Softening Unlikely: AM Best

Nov 18 2024 // AM Best’s population of global reinsurance companies posted a return on equity (ROE) of 22% in 2023 — a five-year high that was driven mainly by favorable investment income and strong underwriting performance....

The Data Behind Rising Homeowners Premiums: By Peril and By State

Nov 18 2024 // The U.S. home insurance industry has experienced an upward trend in all-peril loss costs over the past seven years, according to a new report released by LexisNexis Risk Solutions. The ninth annual LexisNexis U.S. Home...

Ivans Index Shows Commercial Lines Renewal Rates Down in October From August

Nov 6 2024 // All major commercial lines premium renewal rates were lower in October than in August, according to the latest monthly Ivans Index.Premium renewal rate change by line of business for October 2024 highlights include:...

Global Reinsurers’ ROE Jumps to 22% in 2023, but Market Softening Unlikely: AM Best

Nov 1 2024 // AM Best’s population of global reinsurance companies posted a return on equity (ROE) of 22% in 2023 – a five-year high that was driven mainly by favorable investment income and strong underwriting performance. The...

Soft Commercial Market Ahead: Prepare for Underwriter ‘Herd Behavior’

Oct 29 2024 // Executive Summary: During the period 2013 through 2018, the U.S. did not become less litigious nor did Atlantic sea surface temperatures get less warm. Yet rates for U.S. excess liability and Atlantic hurricane both...

Report: Climate Risks Increasing Insurance Rates and Hurting CRE Returns

Oct 29 2024 // Costly reinsurance, inflation, tough regulations, and increasing weather-related claims are driving up property insurance prices—and in turn, that is impacting commercial real estate returns, valuations, and...

Marsh: US Commercial Insurance Rates Up 3% on Hikes in Casualty

Oct 24 2024 // Commercial insurance rates during the third quarter in the U.S. increased 3%, with casualty rates up 10%.According to Marsh’s Global Insurance Market Index — which noted the first decline in global commercial rates...

Global Commercial Insurance Rates See 1st Quarterly Decline in Seven Years: Marsh

Oct 24 2024 // Global commercial insurance rates fell 1% in the third quarter of 2024 from the previous quarter, which marked the first time the index has recorded a quarterly decline since the third quarter of 2017, according to the...

The Data Behind Rising Homeowners Premiums: By Peril and By State

Oct 24 2024 // The U.S. home insurance industry has experienced an upward trend in all-peril loss costs over the past seven years, according to a new report released by LexisNexis Risk Solutions.The ninth annual LexisNexis U.S. Home...

Hard Market ‘Supercycle’ Likely to Be Prolonged: Lloyd’s CEO Neal

Oct 21 2024 // Now that the market has achieved a first-half profit of £4.9 billion with a combined ratio of 83.7 — its best interim results in 17 years — does this mean the hard market cycle is ending?During a media...

Texas Commissioner Rejects TWIA’s Proposed Rate Increase

Oct 16 2024 // Texas Insurance Commissioner Cassie Brown issued an order this week disapproving Texas Windstorm Insurance Association’s proposed 10% increase to property and commercial rates.The Department Department of Insurance...

Update: Milton’s 152,000 Claims So Far Mean New Pressure on Reinsurance, Rate Hikes

Oct 15 2024 // Property Insurance claims from Hurricane Milton had topped more than 152,180 by Tuesday, with some $1.9 billion in estimated insured losses. That’s already more than the claims and losses reported for Helene, which...

Russian Strikes on Ukraine’s Ports Push Up Insurance Rates: Market Sources

Oct 10 2024 // A series of Russian missile strikes on Ukrainian Black Sea port infrastructure and commercial vessels has led to a jump in insurance costs and forced some shipowners to cancel bookings, insurance sources and a broker said...

WCIRB: California Workers’ Comp Written Premium in 2023 Was up Slightly

Oct 9 2024 // California workers’ compensation written premium in 2023 was slightly above 2022, while written premium for the first six months of 2024 is 2% lower than the first six months of 2023, a new report shows.The...

Climate Change and Rising US Insurance Rates

Sep 27 2024 // A new article directly blames climate change for rising U.S. insurance rates.While the article mulls the various and numerous reasons for rising rates, it calls out what the author sees as a “common thread”...

Why US Home Insurance Rates Are Rising Fast – Climate Change Plays a Big Role

Sep 26 2024 // Millions of Americans have been watching with growing alarm as their homeowners insurance premiums rise and their coverage shrinks. Nationwide, premiums rose 34% between 2017 and 2023, and they continued to rise in 2024...