Latest Policyholder Headlines

All the headlines from our Policyholder Topic Page, ordered by recency.

FIGA Reforms Should Increase Flexibility, Not Eliminate It

Mar 25 2013 // When it comes to property insurance reform in Florida, everyone is basically focused on proposals that deal with the Florida Hurricane Catastrophe Fund, Citizens Property Insurance Corp. and the (over) regulation of...

Receivership Proposed for Texas’ Insurer of Last Resort

Mar 25 2013 // In a meeting on March 25, the board of directors of Texas’ insurer of last resort in coastal areas is expected to discuss the organization’s dire financial condition and the possibility of placing the...

Building Updates: Aging Plumbing Systems

Mar 25 2013 // Editor’s note: This is the second of a three-part series to explain insurers’ requirements for building updates and to help agents advise clients on mitigating risks inherent in older buildings. The first...

Louisiana Citizens Insurance Board Approves Borrowing $100M

Mar 18 2013 // Louisiana Citizens Property Insurance Corp.’s board has voted to borrow $100 million through bonds to cover a $70 million shortfall – in direct defiance of the wishes Gov. Bobby Jindal’s administration.In...

40 Years Later, North Carolina Policyholder Admits False Claim

Mar 18 2013 // Lingering guilt may have been what moved someone who filed an insurance claim 40 years ago to come clean with a Gastonia, North Carolina insurance agency. The Gaston Gazette reported that whoever took a $280 claim check in...

Insurers Split Over Proposed Changes to Florida Guaranty Fund

Mar 11 2013 // Florida lawmakers are weighing a bill that would alter the funding mechanism for the state fund that pays the claims of insolvent property insurers, a change that does not have the uniform support of the insurance...

Insurers Split Over Proposed Changes to Florida Guaranty Fund

Feb 28 2013 // Florida lawmakers have kept alive a bill that would alter the method of funding the state fund that pays the claims of insolvent property insurers even though the change could increase costs and does not have the uniform...

ISO Revises ‘Bring Your Own Alcohol’ Establishment Exclusion

Feb 27 2013 // ISO has enhanced its commercial general liability (CGL) insurance program to address exposures for establishments that allow their patrons to bring and consume alcoholic beverages on their premises (commonly referred to as...

Louisiana Workers’ Comp Corp. Policyholder Dividend Largest-Ever

Feb 27 2013 // Louisiana Workers’ Compensation Corp. (LWCC) has declared a 2012 dividend of $48.7 million, the company’s largest dividend ever.It will be paid to qualifying policyholders in March and April, bringing...

Building Updates: Aging Electrical Systems

Feb 25 2013 // Editor’s note: This is the first of a three-part series to explain insurers’ requirements for building updates and to help agents advise clients on mitigating risks inherent in older buildings. Later articles...

Louisiana Property Owners Urged to Claim Citizens Assessment Rebate

Feb 21 2013 // Nearly two-thirds of Louisiana Citizens Property Insurance Corp. (Citizens) rebates that are available to policyholders are unclaimed, according to state Insurance Commissioner Jim Donelon.Donelon and Department of Revenue...

Insurer to Take 31,000 Commercial Wind Policies from Florida’s Citizens

Feb 14 2013 // Florida’s state-backed property insurer has approved a plan to shift 31,000 commercial wind-only policies to a new private insurer.The board of Citizens Property Insurance Corp. approved the plan earlier this week....

Florida Lawmakers Unveil Property Reform Proposals

Feb 11 2013 // Florida lawmakers’ first draft of a property reform emphasizes depopulating and diverting policies from Citizens Property Insurance Corp., the state-backed property insurer that has 1.3 million policyholders.The...

Policyholder Education: Agent or Carrier Responsibility?

Feb 7 2013 // Policyholder education about insurance coverage wording is a critical challenge for the property/casualty insurance industry. But who should be doing the teaching — agents or carriers?During a recent industry meeting, a...

MMIC to Acquire Utah Medical Insurance Association

Feb 5 2013 // MMIC, a large Midwest medical professional liability firm, has entered into an agreement to acquire Utah Medical Insurance Association, a provider of medical professional liability insurance for physicians in Utah,...

Connecticut Regulators Recovered $8.7M for Policyholders, Taxpayers in 2012

Feb 4 2013 // Connecticut Insurance Commissioner Thomas Leonardi announced last week that the Connecticut Insurance Department recovered approximately $8.7 million for policyholders and state taxpayers in 2012.The department’s...

California Department of Insurance: $20M Rate Reduction for Homeowners

Jan 31 2013 // Insurance Commissioner Dave Jones on Thursday announced today a 35 percent rate reduction for lender-placed homeowner’s insurance coverage offered by QBE Insurance Corp.The rate reduction will result in an estimated...

Barnes & Thornburg Adds Insurance Recovery Group in Minneapolis

Jan 31 2013 // Three insurance recovery attorneys have joined Barnes & Thornburg LLP’s Minneapolis office as partners in the firm’s Policyholder Insurance Recovery and Counseling Group.The attorneys joining the firm...

Texas Medical Liability Trust to Provide Free EPL Coverage to Policyholders

Jan 29 2013 // Texas Medical Liability Trust (TMLT) announced that on Feb. 1, 2013, employment practices liability insurance (EPLI) will be added to all TMLT policies at no extra premium.EPLI covers lawsuits caused by several...

TDI: Pre-Dispute Binding Arbitration Clauses Unfair to Policyholders

Jan 28 2013 // Pre-dispute mandatory binding arbitration provisions in insurance policies may be on their way out in Texas if state insurance regulators proceed with a plan to ban them.The Texas Department of Insurance informed lawmakers...