All the headlines from our Personal Lines Topic Page, ordered by recency.
Jan 15 2003 // Highlighting the questions on profitability and reserves, Fitch Ratings reports that the commercial line and reinsurance sectors of the domestic property/casualty industry faces greater uncertainty than personal lines,...
Dec 4 2002 // Cash-strapped homeowners and automobile insurers have enacted the steep price increases necessary to recapture profitability, according to Standard & Poor’s just-published outlook for 2003, which puts the...
Dec 3 2002 // The performance of both of the major coverages written by predominantly personal lines insurers – automobile and homeowners multi-peril insurance – have begun to improve, and there is the prospect of continued...
Dec 2 2002 // Nuts & Bolts: Anderson & Murison Inc. has available a program for personal umbrella.Dollars: Policy limits of $10,000,000. Primary or $5,000,000. Excess over $5,000,0000. Other company primary. No deductibles or...
Nov 28 2002 // Insurers are weighing the ramifications of a directive filed by the Arkansas Department of Insurance that amends the requirements for insurers using credit-based insurance scores for personal lines ratings and...
Sep 26 2002 // Nuts & Bolts: Arrowhead General Insurance Agency Inc. is offering a non-standard personal automobile insurance program for select producers through its personal lines division.Dollars: BIPD limits available up to...
Sep 25 2002 // Property & Casualty insurers are reporting that reinsurers are imposing a number of the same types of terrorism exclusions and limitations in personal lines that are being put into action for commercial lines.The...
Aug 5 2002 // Responding to moves by Farmers Insurance Company to further restrict coverages in homeowners policies it will write in the state, Insurance Commissioner Jose Montemayor expanded the state insurance department’s...
Jun 17 2002 // Insurers have called on the National Association of Insurance Commissioners (NAIC) to move forward on regulatory reform, beyond operational changes and its commercial lines’ model, by working with state legislators...
May 8 2002 // The Chubb Group of Insurance Companies has launched www.chubb.com/personal, a new interactive online resource for both personal insurance agents and customers. Two key features of the new site are its co-branding...
May 6 2002 // California-based Fiserv FSC, Inc. has released its new multi-state GatewayFSC Internet personal lines rating engine. GatewayFSC is designed for insurance companies, financial institutions, Internet insurance lead referral...
May 3 2002 // California-based Fiserv FSC, Inc. has released its new multi-state GatewayFSC Internet personal lines rating engine. GatewayFSC is designed for insurance companies, financial institutions, Internet insurance lead referral...
Apr 29 2002 // The personal automobile insurance market in Texas may not be approaching the crisis level at which the homeowners market currently finds itself, but signs indicate that it may be in for a rough ride.According to the Texas...
Apr 15 2002 // Nuts & Bolts: The Independent Insurance Agents of Texas is offering stand-alone personal umbrella coverage through RLI Insurance Co. The program features 12 percent commission, three-day policy issuance, direct bill...
Feb 27 2002 // The Nebraska Insurance Department announced it will disapprove terrorism exclusions in personal lines insurance, including exclusions for nuclear and bio-terrorism risks.National Association of Independent Insurers (NAII)...
Feb 27 2002 // Washington-based Mutual of Enumclaw announced that all personal lines products have migrated onto an Internet-based sales platform from IBQ Systems. Mutual of Enumclaw agents can now quote, rate, complete an application...
Feb 25 2002 // Nuts & Bolts: Monarch E&S Insurance Services has available a personal umbrella program.Dollars: $1-, $2-, $3-, $4-, or $5 -million policy limits, minimum premiums of $175. Carrier: Navigators Insurance Co. rated...
Jan 18 2002 // The National Association of Independent Insurers (NAII) has urged insurance regulators to “move with deliberation…on terrorism exclusions for personal lines” and to remain flexible when considering such...
Jan 17 2002 // State legislators are expected to be asked to remedy an Alaska Supreme Court ruling that held personal umbrella policies are auto liability policies and therefore must offer uninsured/underinsured motorist coverage.The...
Dec 11 2001 // The American Association of Insurance Services (AAIS) has developed a series of personal lines’ endorsements insurers can use to address the recent growth in claims arising from mold.The endorsements are available on...