Latest Market Headlines

All the headlines from our Market Topic Page, ordered by recency.

Hard Market ‘Supercycle’ Likely to Be Prolonged: Lloyd’s CEO Neal

Sep 6 2024 // Now that the market has achieved a first-half profit of £4.9 billion with a combined ratio of 83.7—its best interim results in 17 years—does this mean the hard market cycle is ending?During a media briefing to discuss...

Hurricane Debby Claims Already Two-Thirds of Idalia Claims in Florida, as Insurance Market Strengthens, Regulator Says

Sep 2 2024 // The number of Florida claims from Hurricane Debby, filed within 10 days of the storm, stood at almost two-thirds of the number of claims filed from Hurricane Idalia in a three-month period.Debby claims by Aug. 16 had...

Network Growth in Hard Market

Sep 2 2024 // For more than a decade, Insurance Journal has recognized some of the nation’s largest agency partnerships and networks in its annual Top 20 ranking.In 2014, Insurance Journal’s Top 20 Agency Partnerships...

US P/C Insurance Industry Posts First H1 Underwriting Profit Since 2021

Aug 29 2024 // The U.S. property/casualty insurance industry recorded a net underwriting gain of $3.7 billion and net income of $94.6 billion for the first-half of 2024, according to a new report.“After years of consistent losses,...

Michigan DIFS Bulletin Issues Guidance on AI Use in Insurance Industry

Aug 19 2024 // The Michigan Department of Insurance and Financial Services (DIFS) released a bulletin this month addressing the growing use of artificial intelligence in the insurance industry. The bulletin clarifies DIFS’...

3 Things to Know About the Nonprofit Insurance Market

Aug 19 2024 // A challenging legal arena, a continuing talent shortage and alternatives to traditional insurance products are three areas impacting nonprofits today, according to industry reports that recently shed light on headwinds...

Skyward Specialty Enters the Mortgage (Re)insurance Market

Aug 13 2024 // Skyward Specialty Insurance Group announced its entry into the mortgage (re)insurance market. In support of this new venture, Jean-Philippe “JP” Latour joined the company as senior vice president in May 2024....

Hard Market Conditions Expected to Ease in 2025 as Claims Inflation Softens: Swiss Re

Aug 5 2024 // Hard market conditions in the global non-life insurance sector will continue this year, but will begin to ease in 2025, as general inflation and claims inflation conditions soften, according to Swiss Re in a report, which...

With American Mobile Out, Florida’s Mobile Home Insurance Market Seems to Have ‘Fallen Apart’

Aug 5 2024 // Reinsurance in Florida’s long-stressed property insurance market was supposed to have stabilized this year – with only moderate rate increases and more availability.But those calmer waters apparently have not...

Elevating the Customer Experience: Innovations in the Insurance Industry

Jul 26 2024 // This post is part of a series sponsored by Dyad. In today’s rapidly evolving digital landscape, customer experience is paramount across all industries, including insurance. While traditionally viewed as a...

Hard Market Conditions Expected to Ease in 2025 as Claims Inflation Softens: Swiss Re

Jul 18 2024 // Hard market conditions in the global non-life insurance sector will continue this year, but will begin to ease in 2025, as general inflation and claims inflation conditions soften, according to Swiss Re in a report, which...

Cyber Insurance Market ‘Stable’ With Potential for Growth, Says AM Best

Jul 15 2024 // According to industry rating agency AM Best, there are enough positive factors to give the cyber insurance market a “stable” outlook despite a stall in premium growth.Analysts at AM Best issued a segment...

What Happened to Reinsurance ‘Class of 2023’? Hard Market Defies Age-Old Patterns.

Jul 12 2024 // Catastrophic events, such as major hurricanes and the Sept. 11 terrorist attacks, traditionally have led to hard markets that in turn drove the formation of startup reinsurers to fill capacity needs. Reinsurers launched in...

Insurance Industry Impact From Hurricane Beryl Expected to Be ‘Manageable’

Jul 8 2024 // Hurricane Beryl made its U.S. landfall at Matagorda, Texas early Monday as a Category 1 hurricane.The storm has reportedly knocked out power to 1 million homes and businesses, but the storm’s overall impact to the...

US Auto Insurance Market on the Mend; Homeowners Line Volatile: Fitch

Jul 1 2024 // The U.S. personal insurance sector is positioned for improving underwriting performance in 2024.According to Fitch’s latest U.S. Personal Lines Market Update, the change is predicted amid signs that the previous...

Vertafore Report Highlights Agency Recruitment, Hard Market Challenges

Jun 28 2024 // Independent insurance agencies are struggling to find qualified job candidates, and nearly a third of agents surveyed for a recent Vertafore report said they’re finding that “young people just aren’t that...

As Rates Rise, Majority of Homeowners Say Insurance Industry Is in Crisis: Survey

Jun 28 2024 // Homeowners are cutting back on dining out, travel, groceries and even medication to afford their soaring property insurance premiums. One in 10 are considering relocating to an area with lower premiums.Within the last five...

Cyber Insurance Market ‘Stable’ With Potential for Growth, Says AM Best

Jun 24 2024 // According to industry rating agency AM Best, there are enough positive factors to give the cyber insurance market a ‘stable’ outlook despite a stall in premium growth.Analysts at AM Best issued a segment...

New Drivers and Electric-Vehicle Tech Bring New Risks to Auto Insurance Market

Jun 21 2024 // High claim severities, persistent risky driving behavior, electric vehicles and shop-and-swap consumers are challenging auto insurers to stay profitable.The challenges will continue through the end of the year and beyond,...

American National Exiting Homeowners Insurance Market

Jun 17 2024 // Following its announcement several months ago to leave the homeowners insurance business in nine states including California and Louisiana, American National appears to be exiting the line in all states. According to a...