The most viewed headlines from our Homeowners Topic Page over the last year.
May 15 2025 // It’s not just a few Florida-domiciled insurance carriers that have allegedly altered field adjusters’ reports or low-balled damage estimates in recent years. It’s also major national insurers, according...
Mar 27 2025 // A federal judge has dismissed a proposed class action filed on behalf of Pennsylvania homeowners who believe that State Farm undervalued their property damage claims in its use of the Xactimate software that is popular...
Jun 3 2025 // A North Carolina insurance agency cannot escape a lawsuit brought by a homeowner who was denied coverage after a hurricane because key elements of the property were not mentioned in the coverage application.In a case that...
Jun 6 2025 // Some homeowners who lost their homes in the Los Angeles wildfires have filed lawsuits against three large insurers over claims payouts they say didn’t cover their losses.The lawsuits were filed in Los Angeles County...
Jul 15 2025 // State Farm is implementing a significant rate hike for Illinois homeowners, citing more frequent severe weather events and rising home replacement costs that are driving up the cost and frequency of claims.The rate hike...
Jan 5 2026 // If Florida property insurance companies and regulators hoped a complaint about altered adjusters’ reports would quietly fade away, a lawsuit by a homeowner at the heart of the controversy has brought new attention to...
Mar 20 2025 // Florida insurers, often on the receiving end of insureds’ complaints – in the courts and in the news media – may take heart from a new ruling by a Florida appeals court, which draws a bold line under...
Jan 20 2026 // A homeowner’s insurer was right to deny a grandmother coverage for a claim against her grandson because he did not qualify as a member of her household.The Massachusetts Appeals Court agreed with Arbella Mutual...
Apr 9 2025 // With the Los Angeles fires in January and last week’s severe storms that brought flooding and tornadoes to the Midwest, extreme weather is already battering US homes in 2025. Homeowners should expect their insurance...
Aug 8 2025 // Last year’s sub-100 combined ratio for the homeowners line broke a five-year string of 100-plus figures for the U.S. insurance industry in aggregate—and homeowners insurers are sticking to rate increases to keep...
Jun 18 2025 // U.S. homeowners insurance rates rose 40.4% over the past six years, with the biggest increases hitting in the last two years, a new report shows.LendingTree’s 2025 State of Home Insurance Report shows rates from 2019...
Mar 10 2025 // When the calendar flipped to 2025, Lacey Garrison Strom was optimistic.As the executive vice president of private client services at California-based Heffernan Insurance Brokers, Garrison Strom secures insurance coverage...
Sep 17 2025 // Homeowners insurance rates are rising at a pace not seen in more than a decade, so more customers are asking why they should stay loyal if they perceive their insurer isn’t reciprocating.According to a recent survey...
Apr 29 2025 // Increasing movement of homeowners insurance risk to the U.S. surplus lines market has continued to contribute to growth for nonadmitted insurers.According to a report from AM Best, surplus homeowners direct premiums...
Dec 1 2025 // As the Trump administration stalls federal funding for projects intended to make states more resilient to climate change and private insurers decline to cover properties in high-risk zones, North Carolina just proved...
Nov 24 2025 // Farmers Insurance announced it will eliminate the cap on the number of homeowners insurance policies it offers in California.The move is part of a new filing, and the cap removal is effective immediately, made in...
Oct 15 2025 // The State of Illinois is suing State Farm for refusing to provide nationwide homeowners’ insurance data at the request of the Illinois Department of Insurance (IDOI).Attorney General Kwame Raoul filed the lawsuit on...
Jun 2 2025 // It’s not just some Florida-domiciled insurance carriers that have allegedly altered field adjusters’ reports or low-balled property damage estimates in recent years. It’s also major national insurers,...
Jun 13 2025 // A report from a climate activist group says State Farm’s rate increases, if approved, would cost the average California homeowner more than $1,000.State Farm upped its rate request in May, a week after getting the OK...
Jun 2 2025 // If you write personal lines–or own a home–then you know. Homeowners insurance rates are up–significantly in some states such as Texas. But better news is around the corner judging by a new industry...