Latest Business Interruption Headlines

All the headlines from our Business Interruption Topic Page, ordered by recency.

How Social Inflation May Affect Coronavirus Business Interruption Losses

Apr 2 2020 // COVID-19 could produce a big increase in social inflation, according to A.M. Best. The reason: expectations that businesses will sue their insurers in an attempt to access their business interruption coverage for losses...

Massachusetts Joins Ohio, N.J. in Proposing COVID-19 Business Interruption Bill

Mar 31 2020 // Massachusetts is one of the latest states to propose legislation that would mandate insurers cover COVID-19 related business interruption claims despite virus exclusions in many policies.This comes as Insurance Journal...

P/C Insurers Put a Price Tag on Uncovered Coronavirus Business Interruption Losses

Mar 30 2020 // The property/casualty industry estimates that business interruption losses from the coronavirus just for small businesses in the U.S. could be between $220-$383 billion per month — or a quarter to half of the total...

Ohio Bill Would Expand Business Interruption Coverage During COVID-19 Emergency

Mar 30 2020 // Two Democratic state representatives in Ohio have filed a bill in the General Assembly that would require insurers that provide business interruption insurance to cover losses that arise from viruses and pandemics,...

Restaurateur Sues The Hartford, Seeking Coverage for Coronavirus Business Interruption

Mar 27 2020 // A well-known California restaurateur has filed a lawsuit against a unit of The Hartford, seeking a declaration that the owner’s commercial insurance policy covers losses caused by a statewide business shutdown...

California Commissioner Wants Data on Business Interruption Coverage

Mar 27 2020 // California Insurance Commissioner Ricardo Lara has directed insurance companies to submit data to the California Department of Insurance regarding coverage of commercial business interruption related to COVID-19.It is...

U.S. Lawsuit Wants China to Pay for Business Income Losses from Coronavirus

Mar 26 2020 // An attorney who represented victims of the Las Vegas shooting massacre has filed a federal lawsuit against China’s government over the new coronavirus, saying that officials hid information about the outbreak and...

How Policy Silence on Pandemics May Bedevil Insurers on Coronavirus Claims

Mar 26 2020 // Silence may be deadly for property/casualty insurers writing commercial insurance, an executive of an insurtech that specializes in analyzing insurance policy language suggested recently, explaining that without specific...

How East Insurance Regulators Are Responding to the Coronavirus Pandemic

Mar 25 2020 // As insurers continue to monitor the spread and impact of COVID-19, insurance regulators across the East region of the U.S. are issuing guidance on how the industry can respond.“There is almost no aspect of the...

What State Insurance Regulators Have Asked of P/C Insurers to Address Coronavirus

Mar 25 2020 // As state insurance regulators monitor and respond to the coronavirus impact on insurance, property/casualty insurers are calling on them to coordinate their requests for data and ease up on some requirements.David A....

Casino Gambles on Coronavirus Business Interruption Lawsuit Against Lloyd’s, AIG, XL

Mar 24 2020 // A Native American tribe on Tuesday sued a group of insurance companies, asking a court to declare that losses it is incurring from shutting down its casinos during the coronavirus pandemic are covered by insurance.Among...

Coronavirus (COVID-19): Does Business Income Respond?

Mar 24 2020 // Over the past two weeks, the VU has received countless questions concerning COVID-19 (the coronavirus) and the business income policy. As authorities require businesses to limit activities or shut down completely, the fear...

Commentary: Does Business Income Insurance Cover Coronavirus Shutdowns?

Mar 24 2020 // On March 16, a lawsuit was filed in district court in New Orleans seeking a declaratory judgment about whether the business income coverage in a Lloyd’s property policy would cover a government-mandated shutdown or...

Manufacturers: Mostly On Their Own to Face Coronavirus Insurance

Mar 23 2020 // Remote Work Not Much Help for Assembly LinesProperty/casualty insurance professionals are trying to provide advice and empathy to their manufacturing clients coping with the effects of the spread of the coronavirus. But...

European Insurers’ Coronavirus BI Claims Likely to Be Limited: Moody’s, ABI

Mar 20 2020 // Insurers in the UK, France and Germany are likely to face only moderate business interruption (BI) claims as a result of the coronavirus outbreak because pandemic-related claims are excluded from most business interruption...

Pressure Builds on Insurers to Be Part of Coronavirus Business Solution

Mar 20 2020 // While legislators in Washington and states try to fashion financial relief for businesses interrupted by the public health actions related to coronavirus, outside pressure is mounting on private property/casualty...

Insurers Reject House Members’ Request to Cover Uninsured COVID Business Losses

Mar 20 2020 // A bipartisan group of U.S. House members has asked insurers to retroactively recognize financial losses relating to COVID-19 under commercial business interruption coverage for policyholders.Eighteen House members made...

NY Regs Ask Insurers for Details of Business Interruption Policies in Wake of COVID-19

Mar 20 2020 // The New York State Department of Financial Services (DFS) has instructed insurers to submit details of business interruption policies that have been provided to insureds, as well as the coverage each policy offers...

Southeast Insurance Regulators Issue Industry Guidance for Coronavirus Outbreak

Mar 20 2020 // Insurance departments across the Southeast are notifying industry representatives of updated procedures and expectations in response to the coronavirus outbreak, while also acknowledging the potential for a serious impact...

Analyst Says Specialty P/C Insurers More Likely to See Business Interruption Losses

Mar 19 2020 // The original property/casualty insurance industry reaction that business interruption losses may be modest may have been too optimistic, according to a leading insurance analyst.KBW’s Meyer Shields believes that the...