Latest Business Insurance Headlines

All the headlines from our Business Insurance Topic Page, ordered by recency.

Q3 2023 Signals Six Years of Premium Increases for Commercial Lines: CIAB

Nov 30 2023 // Overall commercial property/casualty premiums increased slightly more than 8% on average in the third quarter, marking six full years of steady increases.According to The Council of Insurance Agents and Brokers’ Q3...

Chubb Survey of Middle-Market Brokers Finds Lack of Awareness of Flood Risk

Nov 29 2023 // Though the risk of flooding is undeniable, a survey by Chubb of brokers with middle-market commercial clients revealed just 16% of them say more than half their clients buy flood insurance.Furthermore, 65% of the more than...

Companies May Be Employers of Contract, Franchise Workers Under US Labor Rule

Nov 20 2023 // A U.S. labor board on Oct. 26 issued a final rule making it easier for workers and unions to hold companies liable for labor law violations by their franchisees and contractors, reviving an Obama-era standard heavily...

California FAIR Plan Increases Commercial Coverage Limits to $20M Per Location

Nov 20 2023 // The California FAIR Plan Association is offering increased commercial coverage of up to $20 million per location. Prior to the adjustment, the maximum limits for commercial coverage were $8.4 million per location. Business...

What to Expect: ‘No Material or Sudden Changes’ in Commercial Insurance Pricing

Nov 17 2023 // Even though reinsurance executives are making noise about social inflation and liability rate inadequacy, WTW isn’t expecting any major changes in the pricing for commercial casualty or property insurance markets...

Average Premiums Keep Rising for Most Commercial Lines: IVANS

Nov 8 2023 // Ivan’s Index for the third quarter found the average premium renewal rate increased for all major commercial lines of business except workers’ compensation.Compared to the same period a year ago, Q3 2023...

Markets/Coverages: SURE Brings Commercial Coverage to South Carolina

Nov 8 2023 // SureChoice Underwriters Reciprocal Exchange (SURE), a policyholder-owned coastal insurer, in partnership with SageSure, a large managing general underwriters focused on catastrophe-exposed markets, has announced its...

Commercial Auto Up Against Persistent Headwinds to Underwriting Profit: AM Best Report

Nov 6 2023 // Underwriting losses in U.S. commercial auto have returned to pre-pandemic levels and rate increases have not been enough to keep up with severity trends.“The liability component has been more problematic than the...

Howden Scotland Buys Commercial Insurance Broker Neilson Laurence & Neil

Nov 3 2023 // Howden Scotland, formerly known as Bruce Stevenson, announced the acquisition of Neilson Laurence & Neil, the Glasgow-based UK specialist commercial insurance broker.Financial details of the deal were not disclosed....

California FAIR Plan Increases Commercial Coverage Limits to $20M Per Location

Nov 2 2023 // The California FAIR Plan Association is offering increased commercial coverage of up to $20 million per location. Prior to the adjustment, the maximum limits for commercial coverage were $8.4 million per location. Business...

Companies May Be Employers of Contract, Franchise Workers Under US Labor Rule

Oct 30 2023 // A U.S. labor board on Oct. 26 issued a final rule making it easier for workers and unions to hold companies liable for labor law violations by their franchisees and contractors, reviving an Obama-era standard heavily...

The Hartford Q3 Income Jumps 93% on Commercial Lines Results

Oct 27 2023 // The Hartford reported a 93% increase in third quarter net income to $645 million driven by results in its commercial lines segment.The Hartford, Connecticut-based insurer said third quarter net income in commercial lines...

Employee Receives $44K for Vermont Employer’s Retaliatory Firing

Oct 27 2023 // Kingsbury Companies LLC has paid a worker $40,000 in punitive damages and $3,901 in back pay after the company terminated the employee in retaliation for speaking with the employer and other employees about whether they...

Risk Strategies Acquires North Bay Business Unit of InterWest Insurance Services

Oct 25 2023 // Risk Strategies acquired North Bay, a business unit from InterWest Insurance Services LLC, adding specialty expertise to its Wineries Practice. Along with offices in Petaluma, California and Santa Rosa, California, the...

California Insurance Agent Arraigned for Allegedly Stealing from Small Business Owners

Oct 24 2023 // Erin Lee McCarroll, 49, of Laguna Beach, California, was arraigned on 27 felony counts including grand theft and forgery after a California Department of Insurance investigation found she allegedly stole more than $62,000...

Asbestos Wrongful Death Claim Allowed Against Employer as Workers’ Comp Exception

Oct 24 2023 // A Connecticut appeals court has revived a wrongful death claim that tests a narrow exception to the state law that makes workers’ compensation the exclusive remedy for most workplace deaths and injuries.Harold...

UK Commercial Property Defaults Rise as Rate Hikes Hit Borrowers

Oct 17 2023 // The number of soured commercial real estate loans has begun to rise in the UK as the rapid increase in interest rates feeds through to property valuations.The overall default rate on UK commercial real estate debt reached...

Memorial Honors 1911 Factory Fire Deaths That Galvanized Push for Workplace Safety

Oct 13 2023 // If people really looked for history at the New York City building where the Triangle Shirtwaist factory once existed, they could find it. There are plaques pointing out that it was the site of a horrific fire in 1911 that...

Study: Most Commercial Auto Insurance Businesses Researching Telematics

Oct 12 2023 // Approximately 78% of commercial auto insurers are in the research phase of preparing for usage-based insurance (UBI) products, according to a new report from The National Alliance for Insurance Education and Research and...

75% of Small Businesses Are Underinsured, Says Hiscox Survey

Oct 11 2023 // Small businesses may be growing their revenue, but the vast majority – 75% – are not adequately protecting themselves and their assets.Small businesses are an essential part of the US economy, with 56 million workers...