Latest Additional Insureds Headlines

All the headlines from our Additional Insureds Topic Page, ordered by recency.

Construction Insurance Trends to Watch in 2015

Jan 21 2015 // Bolstered by a resurgent economy and renewed optimism, the construction industry is showing signs of significant growth. Payrolls are increasing, more projects are coming online and the scope of work is increasing. Ample...

Construction Coverage: Emerging Trends for 2015

Jan 12 2015 // Bolstered by a resurgent economy and renewed optimism, the construction industry is showing signs of significant growth. Payrolls are increasing, more projects are coming online and the scope of work is increasing. Ample...

Washington State Entrepreneurs Stake Their Claim in Marijuana ‘Green Rush’

Oct 2 2014 // Editor’s Note: This is the second in a series of articles on the the marijuana insurance industry to appear on InsuranceJournal.com. Upcoming stories will include reports on how medical marijuana could affect the...

BP Hopes Missing Comma Triggers $750 Million Transocean Spill Insurance

Sep 16 2014 // BP Plc, which already has paid more than $28 billion for the 2010 Gulf of Mexico oil spill, seeks to get a $750 million chunk of that back by convincing a Texas court that a missing comma may give the oil company access to...

Marijuana Coverage in the Wild West

Sep 8 2014 // In Washington – which permits the sale and personal use of cannabis and cannabis-related products through Initiative 502 passed in 2012 – the recreational marijuana industry is regulated by the Washington State Liquor...

Streamline Coverage through a Controlled Insurance Program

Nov 18 2013 // Construction sites can be a flurry of activity. In addition to focusing on quality construction and completing projects on time, site owners must be sure risk management measures are sufficient. A Controlled Insurance...

10 Things to Know About Residential Contractors

Sep 9 2013 // There is a key difference between an independent contractor and a subcontractor. An independent contractor relationship exists where there are two parties, such as the owner and the contractor. A subcontractor relationship...

Commentary: Notifying Excess Insurers for Additional Insureds

Aug 9 2013 // An interesting case was recently decided by the Georgia Court of Appeals. In Garner and Glover Co. v. Barrett, 738 S.E.2d 721 (Ga. App. 2013), the issue was the duty of an insurance producer to notify an excess insurer...

Want to Experience an E&O Claim? Here’s How

Aug 20 2012 // Have you ever wanted to find out just what it is like to be struck with an errors and omissions (E&O) claim? Well, here’s how:10. Just document it in the agency management system. This was actually the...

E&O Insights: Hotspots to Consider When Insuring Construction Risks

Jan 10 2011 // Although the economy has taken its toll on the construction industry, the majority of insurance agencies probably insure a contractor or two. There is no doubt this class of business has caused its share of errors and...

Endurance Coverage: Top 10 Insurance Cases of the Year

Dec 21 2010 // For the past 10 years I have had the privilege of publishing an end-of-year article in Mealey’s Litigation Report: Insurance that discusses the 10 most significant insurance coverage decisions from the year gone by....

Do Certificates of Insurance Matter?

Nov 17 2010 // For many years it has been generally understood by agents, insurers and insureds that Certificates of Insurance are very limited in their purpose. That view may be under assault in Texas.Generally, a Certificate of...

Do Certificates of Insurance Matter?

Nov 14 2010 // For many years it has been generally understood by agents, insurers and insureds that Certificates of Insurance are very limited in their purpose. That view may be under assault.Generally, a Certificate of Insurance is a...

Three CGL Endorsements Every Insured Should AVOID

Aug 20 2009 // Endorsements to the commercial general liability (CGL) policy are highly specialized. A high percentage are either exclusionary or extend protection to distinct classes of additional insureds. Most of the remaining...

A New Landscape: Notice and Prejudice in Texas

Aug 3 2009 // In the past few years, the Texas Supreme Court has repeatedly addressed the meaning and operation of policy conditions. Perhaps nothing has received as much attention as the conditions relating to notice of an occurrence,...

Contractor’s General Liability Coverage Limitations – A Road Filled with Landmines

Jun 15 2009 // Gencon, a general contractor, was nearly finished constructing a five-story apartment building when an employee accidentally damaged a sprinkler head causing a leak. Gencon made an emergency call to the plumbing store next...

Hawaii Commissioner Warns Producers About Certificates of Insurance

Feb 2 2009 // Hawaii Insurance Commissioner J.P. Schmidt is warning property and casualty producers doing business in Hawaii not to modify certificates of insurance without the consent of the insurer.According to the Commissioner, it...

Contractor Additional Insured Endorsements May Reduce Coverage Available to the Named Insured

Jan 25 2009 // Editor’s Note: This is part two of a two-part series on contractor additional insured endorsements. Part one was published in the Jan. 12, 2009, issue of Insurance Journal magazine.Arising out of the named...

Facts About the Progressively Narrowing Coverage of Contractors and Additional Insured Endorsements

Jan 11 2009 // The three most commonly used additional insured endorsements in construction relationships are the Insured – Owners, Lessees Or Contractors – Scheduled Person Or Organization (CG 20 10); Additional Insured...

Case Watch

Apr 21 2008 // Evanston Insurance Co. v. Atofina Petrochemicals Inc., Texas Feb. 15, 2008. Contract provision requiring that refinery “shall be named as additional insured” sufficient to trigger additional insured coverage...