My New Markets

March 20, 2017

Market Detail: Anderson & Murison Inc.’s program includes: escape rooms, batting cages, moon bouncers and ball pits on a per device basis. Moon Bouncers are limited to basic cube-shaped jump houses. No combos, obstacles courses, or slides.

Available limits: Minimum $300,000, maximum $1 million

Carrier: Multiple carriers, nonadmitted

States: All states except Alaska, and Fla.

Contact: Commercial underwriting at 800-234-6977, ext. 220 or email: commercial@amqts.com

Market Detail: CalRisk Insurance Center offers an insurance broker bond starting with competitive rates, instant in-house issue, and programs up to two years available. Surplus lines broker bond available with preferred rates limits up to $50,000. Mortgage Broker bond available at 20,000 limits. Quick application along with business and personal financials.

Available limits: Minimum $10,000, maximum $50,000

Carrier: Unable to disclose, admitted

States: Calif. only

Contact: Customer service at 877-239-8103

Market Detail: Mobile Food Vendors Insurance considers this niche mobile food market a preferred industry class for inland marine, general liability, auto, workers’ compensation and umbrella coverages. This program is open to all duly-permitted mobile hot trucks, cold lunch trucks, gourmet coffee vendors and catering trucks.

Available limits: Minimum $500,000, maximum $5 million

Carrier: Various, admitted

States: All states except Ala., Alaska, Fla., Hawaii, Idaho, Iowa, Miss., Mont., N.D., Neb., N.M., S.D., W.Va., and Wyo.

Contact: Chris Whorton at 888-678-6384 or email: info@mfvinsurance.com

Market Detail: Hartford Steam Boiler’s equipment breakdown insurance, sometimes referred to as boiler and machinery insurance, covers the costly physical and financial damage that can result from an equipment breakdown. This is critical coverage for any business or institution because standard commercial property insurance forms typically exclude the losses that equipment breakdown insurance is designed to cover, such as: mechanical breakdown; electrical arcing; artificially generated electrical currents; centrifugal force; and bulging, cracking or collapse of pressure vessels.

Available limits: As needed

Carrier: Unable to disclose

States: All states

Contact: Email Kevin Vincek at kevin_vincek@hsb.com

Market Detail: Sierra Specialty’s offers exclusive agriculture service programs including: general liability & professional liability; occurrence or claims made; pollution cleanup for site and transit; fast quote turn-around & flexible rating; and coverage extensions & higher limits available. Ag business service programs are also exclusive to Sierra Specialty, which has the authority to underwrite, bind and issue competitive & comprehensive programs specifically designed for many of the services by and for the farm & agriculture industry including: arborist tree trimming & pruning services; ag crop spraying; ag advisors (including chemical applicator advisor); farm managers; farm labor contractors; farm machinery operators and harvesters; hay baling services; landscape & gardeners; pest and weed sprayers and advisors; and tree trimming and pruning services. Sierra Specialty also has programs for farm and ranch for hard-to-place farms; an admitted and non-admitted equine program; admitted livestock mortality program; and an admitted preferred farm program.

Available limits: As needed

Carrier: Unable to disclose

States: All states

Contact: Mark Schroeder at 559-256-6900 or email: mark@sierraspecialty.com

Market Detail: Herbert H. Landy Insurance Agency (www.landy.com) offers coverage to smaller tax and bookkeeping firms, with numerous deductible reduction and ERP options, broad policy definitions not always available to smaller firms. The program features a free and confidential legal hotline, as well as an exclusive risk management website to obtain sample professional documents, white papers and earn free CE credits. Many insureds will be eligible for the self-rating express application offering a two-year coverage and premium guarantee in most states.

Available limits: As needed

Carrier: Navigators Insurance Co.

States: All states except Alaska and La.

Contact: John Torvi at 781-292-5417 or email: johnt@landy.com

Market Detail: Paragon Insurance Holdings’ commercial package includes property, crime, general liability with hired and non-owned automobile; monoline general liability or monoline property. Property limits available up to $25 million per location; general liability up to $1 million/$2 million general aggregate with quarter limits available; crime limit up to $100,000. Additional options available such as agreed amount; special form, equipment breakdown; package and more.

Available limits: Minimum $1 million, maximum $25 million

Carrier: Lloyd’s of London

States: Ariz., Calif., Colo., Nev., Ore., and Wash.

Contact: Jill Bay-Weber at 860-474-3433